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Press Release

VIS Upgrades Entity Ratings of CBM Plastics (Pvt) Limited

Karachi, February 12, 2026: VIS Credit Rating Company Limited (‘VIS’) has upgraded the entity ratings of CBM Plastics (Pvt) Limited (‘CBM’ or ‘the Company’) from BBB+ (‘Triple B Plus’) to A- (‘Single A Minus’). Short-term rating has been reaffirmed at ‘A2’ (A Two). Medium to long term rating of 'A-' indicates good credit quality; Protection factors are adequate. Risk factors may vary with possible changes in the economy. Short-term rating of 'A2' suggests good likelihood of timely repayment of short-term obligations with sound short-term liquidity factors. Outlook on the assigned ratings is ‘Stable’. Previous ratings action was announced on November 22, 2024.

CBM was founded in 1992 and specializes in production and sale of plastic containers and packages. The product portfolio mainly includes blow-molded plastic drums, containers, jerry cans, caps and closures that are primarily supplied to the lubricant oil industry. Manufacturing facilities are located at S.I.T.E industrial area, Karachi. It is a family-owned business, with two members collectively owning more than 60% shareholding and the rest held by the other family members.

Assigned ratings reflects its established position in Pakistan’s domestic plastic packaging industry, underpinned by a dominant market share in lubricant segment and long-standing relationships with key customers. This strong market standing supports the Company’s business risk profile and partially offsets the inherent risks associated with operating in a competitive and fragmented industry. While the Company exhibits elevated customer concentration, this risk is mitigated by long-standing relationships with major clients, particularly petroleum companies. Moreover, the prevalence of fixed-margin contractual arrangements provides partial insulation against volatility in raw material prices and exchange rate movements, albeit at the cost of limiting margin upside during favorable operating conditions.

Financial risk is assessed as moderate. Profitability has remained stable, while capitalization metrics, gearing and leverage, have improved gradually on the back of earnings retention. However, cash flow coverage remains sensitive to working capital intensity and planned capital expenditure. Liquidity is considered adequate, supported by internal cash generation and sponsor support.

Going forward, ratings remain sensitive to achievement of projected performance, continued sponsor support and strengthening of external reporting framework.

For further information on this ratings announcement, please contact on 021-35311861-64 or email at info@vis.com.pk.




Applicable Rating Criteria:
Industrial Corporates
https://docs.vis.com.pk/docs/CorporateMethodology.pdf

VIS Issue/Issuer Rating Scale
https://docs.vis.com.pk/docs/VISRatingScales.pdf

Information herein was obtained from sources believed to be accurate and reliable; however, VIS Credit Rating Company Limited (VIS) does not guarantee the accuracy, adequacy or completeness of any information and is not responsible for any errors or omissions or for the results obtained from the use of such information. VIS, the analysts involved in the rating process and members of its rating committee do not have any conflict of interest relating to the rating(s)/ranking(s) mentioned in this report. VIS is paid a fee for most rating assignments. This rating/ranking is an opinion and is not a recommendation to buy or sell any securities. Copyright February 12, 2026 VIS Credit Rating Company Limited. All rights reserved. Contents may be used by news media with credit to VIS.