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Press Release

VIS Reaffirms Entity Ratings of MRA Securities Limited

Karachi, April 29, 2026: VIS Credit Rating Company Limited (‘VIS’) has reaffirmed entity ratings of MRA Securities Limited (‘MRA’ or ‘the Company’) at ‘A-/A-2’ (‘Single A Minus/A-Two’). Long-term rating of ‘A-’ reflects good credit quality with adequate protection factors. Risk might fluctuate depending on the state of the economy. Short-term rating of ‘A-2’ signifies good certainty of timely payment where liquidity factors are sound and good access to capital markets. Outlook on the assigned rating is ‘Stable’. Previous rating action was announced on May 02, 2025.

MRA is involved in equity brokerage services, with a particular focus on serving domestic retail clients, high net worth individuals, and institutional investors. The Company is headquartered in Karachi, Pakistan, and operates an additional eight branches within the city. Majority shareholding in MRA is vested with the Rafiq family. The Company holds a Trading and Self Clearing (TSC) entitlement certificate issued by the Pakistan Stock Exchange Limited. External auditors of the Company belong to category ‘A’ on State Bank of Pakistan’s (SBP) approved list.

Assigned rating takes into account the Company’s strong presence in the stock market, being recognized among the top brokerage houses on the Pakistan Stock Exchange (PSX), in terms of volumes and value traded. Assigned ratings also incorporate the Company’s financial profile, with the revenue base expanding, led by brokerage income, in line with the overall positive industry trend. The Company’s operational efficiency improved notably in 1HFY26, which contributed to higher profitability during the period. Liquidity profile is assessed as weak, while market risk is considered low. Capitalization profile of the Company is considered adequate.

The business risk of the Company remains high, given its presence in the brokerage industry, which is characterized by inherent volatility, intense competition, and strong regulatory oversight. With the escalation of the external geopolitical risk and the economic aftermath of the same, the business risk has further elevated. Going forward, diversification and sustenance of revenue, along with managing market risk, as well as improvement in liquidity and capitalization metrics, will remain important rating considerations.

For further information on this ratings announcement, please contact us at 021-35311861-64 (Ext. 201) or email at info@vis.com.pk




Applicable Rating Criteria: Broker Entity Rating:
https://docs.vis.com.pk/Methodologies-2025/BrokerEntityRating.pdf
VIS Issue/Issuer Rating Scale
https://docs.vis.com.pk/docs/VISRatingScales.pdf

Information herein was obtained from sources believed to be accurate and reliable; however, VIS Credit Rating Company Limited (VIS) does not guarantee the accuracy, adequacy or completeness of any information and is not responsible for any errors or omissions or for the results obtained from the use of such information. VIS, the analysts involved in the rating process and members of its rating committee do not have any conflict of interest relating to the rating(s)/ranking(s) mentioned in this report. VIS is paid a fee for most rating assignments. This rating/ranking is an opinion and is not a recommendation to buy or sell any securities. Copyright April 29, 2026 VIS Credit Rating Company Limited. All rights reserved. Contents may be used by news media with credit to VIS.