Press Release
VIS Logo

Press Release

VIS Assigns Initial Fund Stability Rating to Faysal Islamic Mehdood Muddat Plan-XXIII

Karachi, July 08, 2026: VIS Credit Rating Company Limited (VIS) has assigned the initial Fund Stability Rating (FSR) of ‘AA+ (f)’ (Double A Plus (f)) to Faysal Islamic Mehdood Muddat Plan-XXIII (‘FIMMP-XXIII’ or ‘the Plan’). The medium to long-term rating of ‘AA+ (f)’ denotes high degree of stability in Net Assets Value. Risk is modest but may vary slightly from time to time because of changing economic conditions.

Launched on June 11, 2026, with a tenor of one month, the Plan remains in its initial stage and had already attracted an AUM of Rs. 45,441m as of launch date. The offering document permits investments in Shariah-compliant Government Securities, Certificates of Musharakah, Certificates of Deposit, Shariah-compliant TDRs, and cash balances. The rating reflects the Plan’s sound credit quality, supported by its mandate to maintain exposures in AA-rated and above instruments. Adherence to the asset allocation and credit quality parameters outlined in the offering document will remain important for the rating. While market risk is expected to remain limited given its short duration and liquid profile, the early stage of the Plan underscores the importance of portfolio buildup. Plans performance will be tracked against benchmark returns and peer funds as it develops further.

For further information on this ratings announcement, please contact at 021-35311861-64 or email at info@vis.com.pk

Applicable Rating Criteria: Fund Stability Ratings
https://docs.vis.com.pk/Methodologies-2025/FSR-Methodology-Jan-2025.pdf
VIS Issue/Issuer Rating Scale
https://docs.vis.com.pk/docs/VISRatingScales.pdf

Information herein was obtained from sources believed to be accurate and reliable; however, VIS Credit Rating Company Limited (VIS) does not guarantee the accuracy, adequacy or completeness of any information and is not responsible for any errors or omissions or for the results obtained from the use of such information. VIS, the analysts involved in the rating process and members of its rating committee do not have any conflict of interest relating to the rating(s)/ranking(s) mentioned in this report. VIS is paid a fee for most rating assignments. This rating/ranking is an opinion and is not a recommendation to buy or sell any securities. Copyright July 08, 2026 VIS Credit Rating Company Limited. All rights reserved. Contents may be used by news media with credit to VIS.